Everything you need to run your finances

Pro subscribers link UK bank accounts through regulated Open Banking (TrueLayer). Accounts, balances, and transactions sync into your FinGem-AI workspace.

View net assets, accounts, and transactions in British Pounds (£). Built for UK users who want clarity without currency conversion noise.

Create, edit, hide, restore, and organise transactions and categories. Manual and synced data live in one feed.

Migrate history from banks and other finance apps with format detection, duplicate checks, and smart mapping.

Clean merchant names, assign categories, and explore spending by merchant — so your history becomes easier to understand.

Set spending limits, savings goals, scheduled payments, and a financial calendar tied to real cash flow.

Project balances from scheduled events, recurring patterns, and historical trends — ahead of bills, not after.

Track investment holdings (Ultra) and combine cash, assets, mortgages, and loans into a single wealth picture.

Health scores and recommendations from Plus; decision support and scenario analysis on Pro and above — grounded in your live data.

Export CSV or OFX for backups and portability — filters match your unified transaction views.