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Choose the plan that fits your financial goals

Plus for essential tracking, Pro for UK Open Banking and deeper intelligence, or Ultra for the complete wealth workspace. All plans billed in British Pounds (£). Yearly billing saves up to 21% versus paying monthly.

MonthlyAnnuallySAVE UP TO 21%

PLUS

Plus

£9.99/mo

Take control of your finances.

  • Manual accounts and GBP transaction ledger
  • Dashboard, categories, budgets, and goals
  • CSV & OFX import and transaction export
  • Cash-flow forecast and financial calendar
  • Intelligent categorisation and spending insights
  • Financial health score and recommendations
Choose Plus

PRO

RECOMMENDED

Pro

£11.99/mo

Unlock deeper financial intelligence.

  • Everything in Plus
  • UK Open Banking sync via TrueLayer
  • Connected accounts, balances, and transactions
  • Merchant intelligence and subscription tracking
  • Semantic transaction search
  • AI decision support and what-if scenarios
Choose Pro

ULTRA

Ultra

£23.99/mo

The complete FinGem-AI experience.

  • Everything in Pro
  • Investment portfolio tracking
  • Net worth, assets, liabilities, and mortgages
  • Full planning and decision-support tools
Choose Ultra

Create an account, then complete Stripe checkout in GBP to activate your plan. There is no free plan or free trial.