Open Banking via TrueLayer
UK bank connections use regulated Open Banking consent. FinGem-AI is not a bank and does not hold your funds.
Security & privacy
Built for financial data. Designed around your privacy.
FinGem-AI is personal finance software — not a bank. Connections, payments, and authentication are handled with clear provider roles and practical controls.
Payments via Stripe
Subscriptions are billed in GBP through Stripe. Card details are handled by Stripe — not stored as PAN in FinGem-AI.
Secure authentication
Access uses industry-standard JWT sessions. You control your login credentials and can manage account deletion.
Privacy-minded design
AI assists analysis and never silently changes your financial records. Bank passwords are not collected for Open Banking.
What we do not claim
We avoid vague slogans such as "100% secure" or "bank-level security". Security is a shared responsibility across FinGem-AI, TrueLayer, Stripe, hosting providers, and your own account hygiene.
For how personal data is processed, retained, and which rights you have under UK GDPR, see the Privacy Policy.