Understand
Available from Plus; deeper merchant tools on Pro+
- Spending patterns and categories
- Merchant summaries and trends
- Semantic transaction search (Pro+)
Financial Intelligence
Go beyond tracking
Turn transaction history into useful financial context — patterns, merchants, subscriptions, and recommendations grounded in your live data.
Monitor
Subscription and recurring visibility on eligible plans
- Subscription tracking
- Recurring payment detection
- Deterministic spending insights
Improve
Health score & recommendations from Plus; AI scenarios on Pro+
- Financial health score
- Personalised recommendations
- Decision support and what-if analysis (Pro+)
Plan availability
Health score and recommendations are available from Plus. Semantic search, AI decision support, and what-if scenarios require Pro or Ultra. Portfolio intelligence requires Ultra. Exact entitlements are enforced in the application.